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SICKNESS BENEFIT

What is sickness benefit?
Sickness benefit is a benefit paid to an insured person who is absent from work because of a certified illness other than that caused by employment injury. However, sickness benefit is not payable to employees of Government and Statutory establishments, since they are not covered for this benefit.

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MATERNITY BENEFIT

What is maternity benefit?
Maternity benefit is a benefit payable to a woman who has given birth to a child. Maternity benefit can be either, an allowance, a grant, or both.

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INVALIDITY BENEFIT

What is invalidity benefit?
Invalidity benefit is a benefit payable to an insured person who has not reached the age of 60 years, and is unable to take part in any further employment because of illness that is likely to remain permanent. Invalidity benefit may be either a pension or a grant.

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AGE BENEFIT

What is age benefit?
Age benefit is a benefit payable to an insured person who has reached the age of 60 years and has satisfied the required contribution conditions. Age benefit is either a pension or a grant.

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FUNERAL BENEFITS

What benefits are payable when an insured person dies?
When an insured person dies, the following benefits are payable, except where death is caused by occupational injury:

  1. Funeral grant
  2. Survivors’ benefit

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FUNERAL GRANT

What is funeral grant?
Funeral grant is a lump sum of $2500 payable when an insured person dies, if one of the following conditions is satisfied.

  1. The insured person had been receiving sickness or maternity benefit or would have been entitled to such benefit at the time of death;
  2. The insured person had been receiving, had received or had satisfied the conditions of receiving invalidity or contributory age benefits
  3. The insured person had paid at least 26 weekly contributions in the 12 months immediately before death.

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SURVIVORS’ BENEFIT

What is survivors’ benefit?
This is a benefit payable to certain family members of a deceased insured person who was receiving invalidity or age pension or would have been entitled to invalidity or age benefit at the time of death.

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